What is Financial Leasing?

is a contractual agreement between the financial leasing company (Lessor) and the client (Lessee) by which the Lessee is entitled to benefit from the leased assets during a specified period of time against periodical installments agreed upon beforehand (leasing installments), provided that the ownership of the leased assets is transferred at the end of the contract’s duration to the lessee automatically, or against an already agreed upon amount with the “option to buy” the leased asset during the contract’s duration. Assets that can be leased can be Cars, Medical equipment and other industrial equipment and machinery, medical equipment and supplies, office equipment, various means of transportation and any other asset.

Why not just borrow the money?

If you borrow money to buy and own equipment or vehicles, you are using up available credit, which, if used for other purposes, has the ability to earn a return much higher than the cost of the lease payments.  Leasing offers a new source of credit with the added benefit of being able to "expense" the payments in most instances.


What are the costs for a lease?

Just monthly lease payments.


What about sales tax?

Sales tax is added to your monthly lease payment each month.



What about insurance?

For your protection, it is required that the equipment and vehicles be insured.



How can I take advantage of opportunities in today's economy?

PAN ARAB Leasing is growing strong, even in tough economic times. Opportunities abound, now is the time to seize the chance with PAN ARAB Leasing


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